Terms and Conditions

United Arab Emirates
Effective as of 20-May-25

Definitions

Account
Admin
Agreement
Alaan™
Alaan App
Available Funds
Business Day
Card, Alaan™ Card
Card Network
Cardholder
Commencement Date
Contactless
Customer
Customer Support
Expiry Date
External Bookkeeper
Help Center
International Merchant
Mobile Wallet
Online Platform
Partner
Payment Facilitation
PIN
Pricing Page
Merchant
Rewards
Service
Software Service
Transaction
User
Verified Admin
Wallet
Website
Means the Online Platform and the Alaan App in which the Customer and the Users can manage and access the Service.
Means any administrator of the Account assigned by the Customer, the Verified Admin
Means these Terms and Conditions
Means AlaanPay Technology FZCO
Means the Alaan mobile application.
Means at any given time any unspent funds loaded onto the Wallet which are available to pay for Transactions.
Means any day other than a Saturday, Sunday or national public holiday on which banks are open for business in the Customer’s country.
Means a virtual or physical payment card issued by Alaan to the Customer.
Means the payments card network operated by Visa U.S.A., Inc. and/or Visa International.
Means any person representing the Customer in the performance of the Agreement (including the use of the Card), or who makes any communication or gives any authorisation for a Transaction or other instructions to Alaan on the Customer’s behalf, in respect of the Card or any of the services provided by Alaan in the Agreement; for the avoidance of doubt the Cardholder is not acting as a consumer for the purpose of this Agreement.
Means the date the Customer has accepted this Agreement by subscribing via Alaan’s Website, or a Cardholder commences using the Card or activates it, whichever is the earlier.
Means a payment feature that provides the Cardholder with a way to pay by tapping the Card on a point–of–sale terminal reader for Transactions up to a specified limit.
Means the corporate customer in whose name the Wallet is registered and who has accepted this Agreement.
Means the customer support services available as described in clause “Customer Support, communication and complaints”.
Means the date printed on the Cardholder’s Card, which is the date the Card will cease to work.
Means the Customer’s external bookkeeper which the Customer has assigned to the Account.
Means Alaan’s support website available at help.alaanpay.com
Means a merchant which is not based in the United Arab Emirates.
Means the digital storage of the Card in a virtual wallet in order for purchases to be made using a mobile device.
Means the secure personal log-in area of Alaan’s Website where the Customer may view Available Funds, monthly statements, and manage the Account.
Means any third party entity which Alaan partners with to facilitate card issuance and retail payment services
Means the payment service facilitated by Alaan and its Partners as described in this Agreement.
Means the Cardholder’s unique personal identification number for use with the Card.
Means the page on Alaan’s website where fees and charges may be reflected along with the Services available.
Means the entity with which a Transaction is made. May also be referred to as Retailer.
Means the cashback or any other benefits or perks offered or conferred by Alaan through a specific program.
Means both the Software Service and the Payment Facilitation.
Means the software services offered by Alaan as described in this Agreement.
Means the request initiated by a Cardholder to make a payment with a Card for the purchase of goods or services or to make an ATM withdrawal.
Means anyone (such as Verified Admin, Admin, External Bookkeeper, Multi-entity Admin, the Customer’s Employees, the Customer’s External Bookkeeper) who the Customer has authorized access to use the App and/or the Online Platform.
Means the main administrator of the Account assigned by the Customer in connection with the creation of the Account.
Means the electronic account in the Customer’s name where Available Funds are held.
Means Alaan’s website available at www.alaan.com.
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