Question 1

What is the SWIFT code for COOPERATIVE BANK OF CAGAYAN?

Accepted Answer

The SWIFT code for COOPERATIVE BANK OF CAGAYAN is COYAPHM2. In this code, COYA identifies the institution, PH is the country code for Philippines, and M2 is the location identifier (CITY OF TUGUEGARAO). This 8-character code refers to the head office.

Question 2

How do I send money to COOPERATIVE BANK OF CAGAYAN in Philippines?

Accepted Answer

To send money to COOPERATIVE BANK OF CAGAYAN, provide the SWIFT code COYAPHM2 along with the recipient's account number to your sending bank. A standard SWIFT transfer to Philippines typically takes 2–5 business days and may incur $20–$50 in intermediary fees. Alternatively, Alaan SuperPay can deliver funds same-day with zero transfer fees.

Question 3

Does COOPERATIVE BANK OF CAGAYAN have branch-specific SWIFT codes?

Accepted Answer

No. COOPERATIVE BANK OF CAGAYAN uses a single SWIFT code (COYAPHM2) for all transactions. This bank does not have branch-level codes registered in the SWIFT network.

Question 4

What currency does COOPERATIVE BANK OF CAGAYAN use for incoming transfers?

Accepted Answer

COOPERATIVE BANK OF CAGAYAN in Philippines receives international transfers in Philippine Peso (PHP). When you send via SWIFT, the payment is typically converted to PHP by the receiving bank. SuperPay transfers are settled directly in PHP at competitive FX rates.

Question 5

Is COYAPHM2 the correct SWIFT code for COOPERATIVE BANK OF CAGAYAN?

Accepted Answer

COYAPHM2 is the verified head office SWIFT code for COOPERATIVE BANK OF CAGAYAN in Philippines. This code is valid for all transactions with COOPERATIVE BANK OF CAGAYAN. When in doubt, the 8-character head office code is generally accepted by the SWIFT network.

COYAPHM2

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