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CAIXABANK PAYMENTS AND CONSUMER SWIFT codes — CAYCESM2XXX

Head office SWIFT code in Spain

Branch name

CAIXABANK PAYMENTS AND CONSUMER

Branch address

CALERUEGA 102 28033

SWIFT/BIC code

CAYCESM2

Bank name

CAIXABANK PAYMENTS AND CONSUMER

City

MADRID

CAYCESM2XXX
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What is a SWIFT/BIC Code?

A SWIFT code is an 8 to 11-character alphanumeric code that uniquely identifies a bank or financial institution in international transactions. It is assigned by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), a Belgium-based network established in 1973 and used by over 11,000 banks in 200+ countries. BIC (Bank Identifier Code, ISO 9362) is simply the formal name for the same code — every SWIFT code is a BIC, and every BIC used for SWIFT messaging is a SWIFT code.

CAYC

Bank code

4 letters identifying the bank

ES

Country code

2 letters (ISO 3166-1)

M2

Location code

2 characters for city/region

XXX

Branch code

3 characters (XXX = head office)

Other banks in Spain

SWIFT/BIC codes for other widely-used banks in Spain. Browse all banks in Spain.

CAIXABANK, S.A.CAIXESBBchevron_rightBANCO BILBAO VIZCAYA ARGENTARIA S.A.BBVAESMMchevron_rightDEUTSCHE BANK SOCIEDAD ANONIMA ESPANOLA UNIPERSONALDEUTESBBchevron_rightABANCA CORPORACION BANCARIA, S.A.CAGLESMMchevron_rightUNIFIEDPOST PAYMENTS SA SUCURSAL EN ESPANAPANXESM2chevron_rightUNION DE CREDITOS INMOBILIARIOS, S.A.UCINESMMchevron_rightUNNAX REGULATORY SERVICES EDE SLUNAXES22chevron_rightURSA INSULATION S.A.URSNESMMchevron_rightVIEWNEXT, S.A.TEFGESMMchevron_rightVISCOFAN, S.A.VISFES22chevron_rightVIVA PAYMENT SERVICES S.A. SUCURSAL EN ESPANAVPAYESM2chevron_rightVUELING AIRLINES S.AVLNGESBBchevron_rightWALL BOX CHARGERS S.L.U.WABXESMMchevron_rightWERFEN S.A.WERFESBBchevron_rightWESTERN UNION INTERNATIONAL BANK GMBH - SUCURSAL EN ESPANAWUIBESM2chevron_right

FAQs

What is the SWIFT code for CAIXABANK PAYMENTS AND CONSUMER?expand_more
The SWIFT code for CAIXABANK PAYMENTS AND CONSUMER is CAYCESM2. In this code, CAYC identifies the institution, ES is the country code for Spain, and M2 is the location identifier (MADRID). This 8-character code refers to the head office.
How do I send money to CAIXABANK PAYMENTS AND CONSUMER in Spain?expand_more
To send money to CAIXABANK PAYMENTS AND CONSUMER, provide the SWIFT code CAYCESM2 along with the recipient's account number to your sending bank. A standard SWIFT transfer to Spain typically takes 1–3 business days and may incur $15–$40 in intermediary fees. Alternatively, Alaan SuperPay can deliver funds same-day with zero transfer fees.
Does CAIXABANK PAYMENTS AND CONSUMER have branch-specific SWIFT codes?expand_more
No. CAIXABANK PAYMENTS AND CONSUMER uses a single SWIFT code (CAYCESM2) for all transactions. This bank does not have branch-level codes registered in the SWIFT network.
What currency does CAIXABANK PAYMENTS AND CONSUMER use for incoming transfers?expand_more
CAIXABANK PAYMENTS AND CONSUMER in Spain receives international transfers in Euro (EUR). When you send via SWIFT, the payment is typically converted to EUR by the receiving bank. SuperPay transfers are settled directly in EUR at competitive FX rates.
Is CAYCESM2 the correct SWIFT code for CAIXABANK PAYMENTS AND CONSUMER?expand_more
CAYCESM2 is the verified head office SWIFT code for CAIXABANK PAYMENTS AND CONSUMER in Spain. This code is valid for all transactions with CAIXABANK PAYMENTS AND CONSUMER. When in doubt, the 8-character head office code is generally accepted by the SWIFT network.

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