SANTANDER CONSUMER FINANCE, S.A. SWIFT codes — SCFBESMMXXX

Head office SWIFT code in Spain

Branch name

SANTANDER CONSUMER FINANCE, S.A.

Branch address

AVENIDA DE CANTABRIA S/N 28660

SWIFT/BIC code

SCFBESMM

Bank name

SANTANDER CONSUMER FINANCE, S.A.

City

MADRID

SCFBESMMXXX
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What is a SWIFT/BIC Code?

A SWIFT code is an 8 to 11-character alphanumeric code that uniquely identifies a bank or financial institution in international transactions. It is assigned by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), a Belgium-based network established in 1973 and used by over 11,000 banks in 200+ countries. BIC (Bank Identifier Code, ISO 9362) is simply the formal name for the same code — every SWIFT code is a BIC, and every BIC used for SWIFT messaging is a SWIFT code.

SCFB

Bank code

4 letters identifying the bank

ES

Country code

2 letters (ISO 3166-1)

MM

Location code

2 characters for city/region

XXX

Branch code

3 characters (XXX = head office)

Other banks in Spain

SWIFT/BIC codes for other widely-used banks in Spain. Browse all banks in Spain.

FAQs

What is the SWIFT code for SANTANDER CONSUMER FINANCE, S.A.?expand_more
The SWIFT code for SANTANDER CONSUMER FINANCE, S.A. is SCFBESMM. In this code, SCFB identifies the institution, ES is the country code for Spain, and MM is the location identifier (MADRID). This 8-character code refers to the head office.
How do I send money to SANTANDER CONSUMER FINANCE, S.A. in Spain?expand_more
To send money to SANTANDER CONSUMER FINANCE, S.A., provide the SWIFT code SCFBESMM along with the recipient's account number to your sending bank. A standard SWIFT transfer to Spain typically takes 1–3 business days and may incur $15–$40 in intermediary fees. Alternatively, Alaan SuperPay can deliver funds same-day with zero transfer fees.
Does SANTANDER CONSUMER FINANCE, S.A. have branch-specific SWIFT codes?expand_more
No. SANTANDER CONSUMER FINANCE, S.A. uses a single SWIFT code (SCFBESMM) for all transactions. This bank does not have branch-level codes registered in the SWIFT network.
What currency does SANTANDER CONSUMER FINANCE, S.A. use for incoming transfers?expand_more
SANTANDER CONSUMER FINANCE, S.A. in Spain receives international transfers in Euro (EUR). When you send via SWIFT, the payment is typically converted to EUR by the receiving bank. SuperPay transfers are settled directly in EUR at competitive FX rates.
Is SCFBESMM the correct SWIFT code for SANTANDER CONSUMER FINANCE, S.A.?expand_more
SCFBESMM is the verified head office SWIFT code for SANTANDER CONSUMER FINANCE, S.A. in Spain. This code is valid for all transactions with SANTANDER CONSUMER FINANCE, S.A.. When in doubt, the 8-character head office code is generally accepted by the SWIFT network.

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